✅ What makes Islamic finance ethical?
1️⃣ Prohibition of usury (riba): Interest charging is prohibited in Islamic finance, eliminating unjust enrichment at the expense of others.
2️⃣ Risk sharing: The Investor and the client share risks, which creates a partnership rather than debt bondage.
3️⃣ Investments in the real sector: Funds are channelled only into projects that bring real benefit to society, excluding speculation and gambling.